About us


Mikro Kapital HK Limited is a company incorporated in Hong Kong with limited liability. The Company is a wholly owned subsidiary of Mikro Kapital Group.

Mikro Kapital was established in 2008, and is completely focused on impact investment. Our specific area of focus, and one in which we have deep experience, is on the use of microfinance techniques for investing in small businesses across emerging areas of the world, with a presence in EMEA (Europe, Middle East and Africa) and APAC (Asia-Pacific) regions.

At the same time, Mikro Kapital provides a very interesting opportunity for investors to diversify their portfolio by investing in real economy, in the industrial, agricultural, and service sectors, which are flourishing thanks to the enthusiasm of their managers and which are largely unaffected by the volatility of the financial markets.

Microcredit has a direct influence on local economies, stimulating the growth of small companies and increasing the wellbeing of their owners, therefore making it highly valuable at a social level.

We believe in the real economy, and provide inclusive microfinance loans to small business entrepreneurs in emerging markets; We lend to those who cannot otherwise access loans through the banking system, and the majority of our borrowers in the emerging markets we lend into are women entrepreneurs. In the communities we lend into, we play a significant role in lifting the economic prosperity of the whole community.

Mikro Kapital invests in the real economy through its Luxembourg securitisation funds.
Mikro Kapital Group
Our Group, which is headquartered in Luxembourg, invests in micro and social financing, focusing on the countries located along the Silk Road.


Our corporate strategy is based on four principles:
  • We place our clients at the core of everything we do. We function akin to business mentors for end-borrowers, and our team of loan officers residing close to the communities where we operate. This proximity allows them to foster a deep and comprehensive understanding of the local economies they serve.
  • We look for the best solution to meet our clients needs. We offer our investors a unique and quite distinctive investment proposition – of real economy exposure to selected emerging markets countries through central Asia with inclusive microfinance
  • We orient on a long-term development of our company and do all the best to achieve sustainable and profitable growth. We manage our loan portfolio in a highly disciplined and transparent manner – with multiple levels of risk mitigants – from having our own credit officers on the ground in the countries we lend into, to highly conservative collateralization levels, and accepting around a third or less of the loan applications we receive. The end result is a very benign risk across our portfolio over the full 16 year history of our Group.
  • We take our responsibility to society and local economy very seriously as a well-credentialed and well-respected Impact Investor.

We believe that our strategy, which is based on our business culture and the work of our employees, is an instrument of wealth accumulation and protection. This instrument is the reason why our credibility grows by the day, and it helps us to become a benchmark company in our major markets.
Team Mikro Kapital Hong Kong
Our experts have strong knowledge in the financial analysis based on international standard and approach, as well as on the long-term experience in lending to small and medium-sized companies.
Management
Joel Gasche
Joyce Chiong

Mikro Kapital Group

Our group mainly invest in micro and social financing, focusing on the countries located along the Silk Road.
Our corporate strategy is based on four principles:
  • We put interests of our customers in the center of our business.
  • We offer our customers a unique method of asset management.
  • We orient on a long-term development of our company and do all the best to achieve sustainable and profitable growth.
  • We take our responsibility to society and local economy very seriously.
We believe that our strategy, which is based on our business culture and the work of our employees, is an instrument of wealth accumulation and protection. This instrument is the reason why our credibility grows by the day, and it helps us to become a benchmark company in our major markets.
Mikro Kapital Management SALuxembourg
AnytimeKazakhstan
Mikro Kapital MoldovaMoldova
D-mobility WorldwideCzech Republic
Imon InternationalTajikistan
Mikro Kapital IFN SARomania
Mikro Kapital LLCArmenia
Mikro Kapital SpAItaly
All companies
Mikro Kapital UzbekistanUzbekistan
Mikro Leasing UzbekistanUzbekistan
Contacts
Mikro Kapital HK Ltd
Unit 55, Level 43, Champion Tower, No. 3 Garden Road, Central, Hong Kong
Tel.: +852 2158 9176, +852 2158 9142
info@mikrokapital.hk